Billing & Financial Services

Insurance coverage and benefits vary by plan. For questions about what your plan covers (including deductibles, copayments, coinsurance, out-of-network coverage, and prior authorization), please contact your insurance provider directly.

Beth Israel Lahey Health offers tools to help patients estimate the cost of care before a scheduled visit or procedure. You may request a Good Faith Estimate or explore cost estimator tools based on the hospital or care location providing your services.

• Cost Estimator for Current Patients (sign-in required)
• Cost Estimator for Guests (no sign-in required)

Please note: Cost estimates are not a guarantee of final charges. Your final cost may vary based on your care needs and insurance coverage.

You have rights and protections against surprise medical bills.

When you receive emergency care, or when you are treated by an out-of-network provider at an in-network hospital, you are protected from balance billing (also called surprise billing). In these situations, you should not be billed more than your plan’s copayment, coinsurance, or deductible.

Hospitals are required by the Centers for Medicare & Medicaid Services (CMS) to publish standard charge data, including machine-readable files and shoppable services lists. This information supports healthcare price transparency requirements and may be used alongside patient cost estimator tools.

To access CMS-required hospital charge data for Beth Israel Lahey Health hospitals, please visit our Price Transparency page.